Your time on the water should be enjoyable. With the right insurance policy, you'll cruise carefree whether you're on a WaveRunner, a sailboat or a power boat. Watercraft insurance covers damage to your boat, your accessories, and injuries you cause in an accident. We make it easy to find the best coverage for the best value.

Call us to learn more or get a free quote.

Choosing the right coverage

When choosing insurance, consider the boat you own, your assets, and your budget. This will help outline your insurance needs. Boat or watercraft insurance works a lot like car insurance. It's not mandatory by California law, but a marina or harbor may require it. We can help you choose the carrier, coverage, limits and price to fit your situation.

Typical coverages in a watercraft policy

• Physical Damage repairs or replaces your watercraft, the engine, any permanently attached equipment, or your trailer if it is stolen or damaged.
• Uninsured/underinsured motorist insures you and your passengers against bodily injury if you're hit by an uninsured/underinsured boater.
• Liability covers damages or injuries you cause in an at-fault accident.
• Personal Effects and Unattached Equipment pays to repair or replace damaged or stolen boating accessories.

Get a Free Boat Insurance Quote